Terms of Service

Use of this website

By accessing and using this website, you accept these terms. If you do not agree with any part of these terms, please do not use the site.

The content on this site is for general information and marketing purposes only. It does not constitute professional financial, legal, or investment advice.

Intellectual property

All content on this website, including text, images, logos, and design, is owned by or licensed to Rick Charnley unless otherwise stated. You may not reproduce, distribute, or modify any part of the site without prior written permission.

Links to other websites

This website may contain links to external sites. We are not responsible for the content, privacy practices, or availability of those sites.

Limitation of liability

To the extent permitted by law, Rick Charnley will not be liable for any loss or damage arising from your use of, or inability to use, this website. This includes any indirect, consequential, or economic loss.

Engagement and professional services

Any fractional FD or advisory engagement is subject to a separate written agreement. Nothing on this website creates a binding client relationship.

Governing law

These terms are governed by the laws of England and Wales. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to these terms

We may update these Terms of Service from time to time. Continued use of the site after changes means you accept the updated terms.